Business Insider's personal finance team found that Quicken Simplifi is one of the best budgeting apps out there, especially if you want to create a detailed monthly spending and savings plan and don't mind paying for a subscription.
If you would rather get a budgeting app that doesn't have a subscription fee, you'll have to consider other options. For example, some of the best personal finance software does not have subscription fees.
Quicken Simplifi Overview
Quicken Simplifi is a budgeting app by the money management software Quicken. It lets you link all your bank accounts, investment accounts, and credit cards to the app and develop a spending budget.
Simplifi features are frequently updated, and new ones are often added. In 2025, the Simplifi product team announced updates for users, like Bill Connect for credit cards, assigning tax line items, and running a taxes report. Some features are only available through early access, though.
Simplifi is not a free app. You'll have to sign up for a subscription when you create your account —it's a $71.88 annual subscription ($5.99 per month). This is a standard fee for a budgeting app — some have higher costs, and others have lower fees.
If you decide you don't want to keep using the budgeting app, cancel within the first 30 days. It offers a 30-day back guarantee.
There's also a special offer available right now for new customers — 50% off of first year subscription (offer ends May 31, 2025).
If you have questions about the app, support is available through live chat from 5 a.m. to 5 p.m. PT every day, or by phone during those hours on weekdays.
The app has 4.4 out of 5 stars in the Apple store and 4.3 out of 5 stars in the Google Play store.
Quicken Simplifi Pros and Cons
Quicken Simplifi Pros
- Connect all your bank accounts, investments accounts, and credit cards for a big-picture view of your finances
- Manage bill payments and get reminders to avoid late payment fees
- Create a monthly spending plan and set individual savings goals
- Robust features in the investments dashboard
- 50% off of first year subscription (offer ends May 31, 2025)
Quicken Simplifi Cons
- No free plan
- Cannot read Quicken data
Budgeting with Quicken Simplifi
Quicken Simplifi is a solid option for someone who wants to maintain an organized budget. The budgeting app is incredibly detailed and breaks down your saving and spending beyond what a standard budgeting app does.
The budgeting app works best if you start by connecting all your bank accounts, investment accounts, and credit cards. This way, you'll be able to create a dashboard that provides an overview of your finances.
Quicken has AI auto-categorization, so once your transactions are downloaded, it will automatically sort your spending for you. You can recategorize individual transactions if it isn't sorted in a way you like. You can also create rules so it recognizes specific keywords and sorts your transactions into the right category.
You can create a monthly spending plan with different categories or develop individual savings goals. If you want to get more detailed information, the app has a watchlist that tracks areas in your spending, and it can monitor bills to make sure you pay them on time.
Simplifi allows you to get monthly reports for spending, gross income, net income, savings, and shopping refunds. You can check your credit score, and it won't be impacted.
Is Quicken Simplifi Trustworthy?
We usually include ratings from the Better Business Bureau so you can see how a business deals with customers' complaints and issues. Quicken Simplifi hasn't been rated by the BBB yet. However, its parent company, Quicken has received an F rating from the BBB because it has received 78 customer complaints and hasn't responded to 3 complaints.
Quicken hasn't been involved in any recent public controversies.
Quicken Simplifi Alternatives
Quicken Simplifi vs. Honeydue
Honeydue is a financial app for couples. You may prefer over Quicken Simplifi if you're looking for a free budgeting app that helps you see individual and shared expenses. You have the option to choose what you share with the person on the app. Honeydue also has a chat feature so you can discuss finances.
If you're for a more detailed budgeting app that can provide a big-picture overview of your finances, you might lean more toward Simplifi. However, keep in mind that Simplifi has a subscription fee.
Quicken Simplifi vs. Rocket Money
The Rocket Money app will likely be a more appealing option if you want to avoid paying any fees on a budgeting app. Rocket Money has a free plan that lets you track spending and create a budget, and a subscription plan with more robust features and services. With Quicken Simplifi, there isn't a free plan.
Your decision may also come down to which features you prioritize most in a budgeting app.
Simplifi provides a more comprehensive overview of your finances. However, you may prefer if you want to reduce your spending or utilize a service that helps negotiate bills. Simplifi is more focused on budgeting.
Why You Should Trust Us: How We Reviewed Quicken Simple
Our methodology for how we review budgeting apps is similar to our bank account rating methodology.
For the Quicken Simplifi review, we used a scale from 0 to 5 stars. We looked at the app's pricing, availability, customer reviews, usability, customer support, and trustworthiness.
Business Insider's personal finance team is editorially independent, meaning that the business team doesn't tell the team's writers and editors what to write. You can learn more about how we review products through our editorial standards page.
Quicken Simplifi FAQs
How is Quicken Simplifi different from Quicken?
Simplifi and Quicken software are available through different types of platforms. Simplifi can be used through a mobile app or online. Quicken is a desktop software program.
What does Quicken Simplifi do?
Quicken Simplifi is a budgeting app. You can track bank accounts, investment accounts, and credit cards. The app allows you to monitor savings goals, help limit spending, and create a budget.
Is Quicken Simplifi safe?
Quicken Simplifi is relatively safe to use. It has standard security features of budgeting apps like 256-bit encryption.
How much does Quicken Simplifi cost?
Simplifi is not a free app. The budgeting app requires a $71.88 annual subscription ($5.99 per month) to use. There is a special offer available for new customers — 50% off of first year subscription (offer ends May 31, 2025).
The post Quicken Simplifi Review appeared first on Business Insider